ilmscore | Mortgage Rates Predictions
72.7%
Accuracy

Recent Predictions

Total: 224
Correct: 8
Incorrect: 3
Pending: 213
Prediction
Author
Predicted at
Status
Video
Kathy predicted 30-year fixed mortgage rates would be 6.5% by mid-November 2025.
"I'm going to say 6 and a half%"
Dec 27, 2024
Pending
Dave predicted 30-year fixed mortgage rates would be 6.12% by mid-November 2025.
"I'm going to say 6.12 okay okay precisely 6.12 is exactly what it's going to be"
Dec 27, 2024
Pending
Kathy predicted 30-year fixed mortgage rates would be 6.5% by mid-November 2024.
"Kathy you said 65%"
Dec 27, 2024
Pending
Henry predicted 30-year fixed mortgage rates would be 6.75% by mid-November 2024.
"Henry you said 6.75%"
Dec 27, 2024
Pending
James predicted 30-year fixed mortgage rates would be 7% by mid-November 2024.
"James you said 7%"
Dec 27, 2024
Pending
Dave predicted 30-year fixed mortgage rates would be 7.1% by mid-November 2024.
"and I said 7.1%"
Dec 27, 2024
Pending
Mortgage rates are predicted to remain high in 2025.
"that means mortgage rates will likely stay higher"
Dec 25, 2024
Pending
Mortgage rates will remain in the 6% range in 2025.
"I think that rates are going to stay somewhere in the sixes next year"
Dec 23, 2024
Pending
Mortgage rates were predicted to soften slightly in 2025.
"my entire thesis was that the rates will likely continue to soften at least a little bit in 2025"
Dec 19, 2024
Pending
30-year fixed mortgage rates in the US will primarily sit in the 6% range for most of 2025, ideally around 6.25% by the end of 2025.
"I do believe that mortgage rates will come down in the next year as of this recording in the beginni..."
Dec 17, 2024
Pending
Mortgage rates are expected to briefly drop into the 5% range on some days in 2025, but will not remain in the 5% range for a sustained period.
"we may see some days where rates are in the fives next year... but I don't think they're going to si..."
Dec 10, 2024
Pending
Average mortgage rates are predicted to be between 6.5% and 7% in the first half of 2025, improving to an average of 6.25% in the second half of 2025.
"my guess is that we'll see an average interest rate somewhere between 6 and 1 12 and 7% and then thi..."
Dec 10, 2024
Pending
Mortgage rates may briefly drop into the 5% range during 2025, but are not expected to remain there for an extended period.
"we may see some days where rates are in the fives next year I'm not saying it's not going to happen ..."
Dec 10, 2024
Pending
Average mortgage interest rates are predicted to be between 6.5% and 7% in the first half of 2025, then decrease to an average of 6.25% (between 6% and 6.5%) in the second half of 2025.
"my guess is that we'll see an average interest rate somewhere between 6 and 1 12 and 7% and then thi..."
Dec 10, 2024
Pending
A potential cut in Federal Reserve interest rates is expected to lead to lower mortgage rates.
"the Federal Reserve Bank now is talking about cutting interest rates to continue stimulating the eco..."
Dec 4, 2024
Pending
Donald Trump is expected to pressure the Federal Reserve to lower interest rates, which in turn should lead to lower mortgage rates.
"Trump wants to cut interest rates. He wants to cut mortgage rates. Although he doesn't have that dir..."
Nov 27, 2024
Pending
While Trump cannot directly set mortgage rates, his administration's policies may lead to lower rates, making it more attractive for homeowners to sell and move.
"And then the third part to Trump's plan here is he also has been promising lower mortgage rates. Now..."
Nov 23, 2024
Pending
Mortgage rates for a 30-year fixed loan will not return to 2.875%.
"I don't think we'll ever get a mortgage rate of 2.875 30 year fixed again"
Nov 17, 2024
Pending
Mortgage rates are likely to rise due to increasing 10-year Treasury yields, even though the Federal Reserve has cut interest rates. This suggests the 10-year yield is a primary driver for mortgage rate changes.
"And the 10-year yield has been rising despite the Federal Reserve Bank cutting interest rates. ... A..."
Nov 16, 2024
Pending
Mortgage rates are predicted to remain relatively high until Donald Trump's inauguration at the end of January 2025.
"until then expect mortgage rates to stay relatively High"
Nov 7, 2024
Pending
Mortgage rates are predicted to remain volatile for the foreseeable future, instead of a straight downward path.
"despite what a lot of people are saying on social media the path for mortgage rates is not straight ..."
Nov 2, 2024
Pending
Mortgage rates are predicted to experience a slow, volatile, and bumpy period with swings of 20-25 basis points over the next couple of months, but with an overall downward trend.
"I think it's going to be a slow volatile bumpy road to mortgage rates I think we're going to see a l..."
Oct 30, 2024
Pending
Mortgage rates are predicted to stay between 5.5% and 6.5% for the year following October 2024.
"if I had to voice an opinion right now I currently think sort of the lower range for rates will be a..."
Oct 30, 2024
Pending
Mortgage rates are not expected to drop below 6% in the remainder of 2024.
"I actually don't think we're going to see anything below 6% in 2024"
Oct 30, 2024
Pending
Mortgage rates are predicted to experience significant volatility.
"instead we're going to see a lot of volatility"
Oct 25, 2024
Pending
Mortgage rates are not expected to significantly improve (decrease) in the next few months following the video publication (October 2024).
"don't count on any significant Improvement in mortgage rates over the next few months"
Oct 25, 2024
Pending
Chaye Ridge predicts that mortgage rates will decrease and show additional improvement by early 2025, compared to October 2024 levels.
"overall though my answer to your question is I do think that rates are on the way down I think that ..."
Oct 23, 2024
Pending
Mortgage rates are expected to fluctuate in the mid to low 6% range (approximately 6.0% to 6.6%) for the two months following the video publication (Oct-Dec 2024).
"we're going to see mortgage rates going up and down probably in this mid to low six range for the ne..."
Oct 17, 2024
Pending
Mortgage rates are predicted to stay above 6.1% for the remainder of 2024.
"I would be a little bit surprised at this point if we see it become below 6.1% which has been the lo..."
Oct 17, 2024
Pending
The lowest point for mortgage rates in 2025 is predicted to be 5.5%.
"but I would put the lower bound on mortgage rates for 2025 at 5.5%"
Oct 17, 2024
Pending
Economists predict mortgage rates will reach the mid-to-low 5% range by 2025.
"the economist that I serve it and I spoke to seven for this one piece um they they seem to all agree..."
Oct 4, 2024
Pending
30-year fixed mortgage rates are predicted to stay in the low 6% range by the end of 2024, possibly reaching the high 5% range, but not the low 5% range.
"I am not personally as bullish as other people saying that we're going to get rates into the fives l..."
Sep 24, 2024
Pending
Mortgage rates are predicted to fall to 4.5% in the coming months and years, leading to a significant monthly saving on mortgages.
"And if mortgage rates are to fall to 4.5% in the coming months and years, then that same mortgage wo..."
Sep 23, 2024
Pending
The Federal Reserve Bank plans to continue cutting interest rates through 2024, with further cuts anticipated in 2025 and 2026, which could lead to substantially lower mortgage rates.
"And if mortgage rates fall substantially enough because the Fed says they're going to continue cutti..."
Sep 19, 2024
Pending
Mortgage rates could decrease further due to the Federal Reserve's larger-than-expected 50 basis point rate cut.
"if the market gets surprised with a 50 basis point cut then we could actually see mortgage rates com..."
Sep 18, 2024
Pending
Mortgage rates are predicted to decline for the next two years (until late 2026), then bottom out and remain stagnant for 1-2 years (until late 2027/late 2028), then begin to rise again.
"mortgage rates are starting to come down and they're likely going to continue to come down for my gu..."
Sep 13, 2024
Pending
If interest rates are cut further, 30-year mortgage rates could drop to 5.5%.
"if we see more interest rate cuts and the 30-year mortgage rate drops to and half%"
Sep 6, 2024
Pending
Mortgage rates are predicted to fall back to the 3-4% range.
"you're able to get mortgage rates in the threes again or fours"
Aug 27, 2024
Pending
Following a significant market crash and real estate price drop, mortgage rates are predicted to become available in the 3% or 4% range.
"you're able to get mortgage rates in the threes again or fours"
Aug 27, 2024
Pending
By the end of 2024, 30-year fixed primary residence mortgage rates will be in the mid-to-low 6% range, and 30-year fixed investment property mortgage rates will be in the high 6% range.
"If I had to throw a dart at a board I would say by the end of the year we will be convincingly in th..."
Aug 26, 2024
Pending
A decrease in Federal Reserve interest rates is likely to lead to lower mortgage rates, car loan rates, refinance rates, and credit card debt rates, with the intention of stimulating consumer spending.
"But if mortgage rates get affected by this, which they very likely would, that means that mortgage r..."
Aug 24, 2024
Pending
Falling interest rates are predicted to lead to lower rates for mortgages, car loans, refinances, and credit card debt, aiming to stimulate consumer spending.
"But if mortgage rates get affected by this, which they very likely would, that means that mortgage r..."
Aug 24, 2024
Pending
Mortgage rates have a high probability of decreasing over the next 12 months (by August 2025).
"keep in mind mortgage rates could be going down here high probability they go down over the next 12 ..."
Aug 17, 2024
Pending
Mortgage rates have an equal chance of going lower or climbing higher in the next two to three months.
"in my opinion there is a chance that mortgage rates go lower in the next couple of months but there ..."
Aug 13, 2024
Pending
Mortgage rates are not expected to return to mid-7% levels but have a decent chance of climbing higher through the end of 2024.
"I don't personally think they're going to get back into the mid sevens but I think there's a decent ..."
Aug 13, 2024
Pending
Mortgage rates are not expected to drop further in the near future.
"I wouldn't count on it [rates dropping further] at least for a while"
Aug 13, 2024
Pending
Mortgage rates are expected to continue to decrease.
"this is good for mortgage rates mortgage rates are going to go lower again they were already lower"
Aug 8, 2024
Pending
Mortgage rates are predicted to decrease throughout the rest of 2024, especially if the Federal Reserve begins cutting interest rates in September.
"we expect the mortgage rates will continue to drift lower through the remainder of 2024 particularly..."
Aug 5, 2024
Pending
Mortgage rates are unlikely to reach 5% or lower in the near future (from August 2024).
"if you're expecting you know 5% mortgage rate land like we're not going to be there you know probabl..."
Aug 2, 2024
Pending
Mortgage rates will continue to decrease through late 2024 and early 2025.
"we are seeing mortgage rates starting to come down a little bit uh there are signs that they may con..."
Aug 2, 2024
Pending